Pinnacle Horizon Partners
AI-infrastructure finance applications
Powered by Claude Haiku · Anthropic
Two applications built on AI infrastructure.
ApexPayGo and Cruzavo run on Anthropic's Claude Haiku, so finance and logistics work gets faster, smarter and multilingual.
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APP 1 · APEXPAYGO.COM
Payroll, without
the headache.
An AI-native, multi-country payroll platform with Claude Haiku built in.
Mexico & Canada live
UK next
English · French · Spanish
7-day free trial
APEXPAYGO · STEP 1
Add your team once.
Employees, pay rates and province or state, set up a single time.
Team
+ Add employee
Employee A
Ontario · Salaried
Employee B
Québec · Hourly
Employee C
Querétaro · Salaried
Employee D
British Columbia · Hourly
APEXPAYGO · STEP 2
Run payroll in one click.
2026 CRA and provincial rates are applied automatically.
Pay run
Gross pay calculated
Federal & provincial deductions applied
Pay stubs ready to send
Payroll complete
APEXPAYGO · STEP 3
Year-end, done for you.
T4 and RL-1 slips generated automatically from the year's payroll.
T4
Generated
RL-1
Generated
APEXPAYGO · STEP 4
Ask NICO, your AI payroll assistant.
Powered by Claude Haiku, NICO answers in English, French or Spanish.
NICO
Claude Haiku
Which tax rates is this pay run using?
This run uses the 2026 CRA rates plus the provincial rates for each employee's province.
¿Y puedes explicarlo en español?
¡Claro! Esta nómina usa las tasas 2026…
APP 2 · CRUZAVO.COM · COMING SOON
Cross-border freight,
one platform.
AI-powered logistics for the US, Mexico and Canada, running on Claude Haiku.
United States
México
Canada
Trucking to ocean freight
CRUZAVO · STEP 1
Manage the whole move.
From cross-territory trucking through to ocean freight, every leg in one place.
Shipment
1
Truck pickup · Querétaro
2
Border crossing · MX → US
3
Port handover
4
Ocean freight
CRUZAVO · STEP 2
Invoice SAT-ready in Mexico.
CFDI facturas stamped and sent to SAT from inside the app; hidden for non-Mexican clients.
Factura
Stamp CFDI and send to SAT
Timbrado · CFDI stamped
Stamping is purchased in advance as you need it.
CRUZAVO · STEP 3
AI on Claude Haiku, scaled to your plan.
A built-in AI assistant, with more AI credits at each subscription tier.
AI credits by plan
Claude Haiku
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Let's talk.
Nicholas Samy, AGCMA MBA
Founder & CFO, Pinnacle Horizon Partners
info@phpfin.com
+52 442 200 6601
WhatsApp
phpfin.com
apexpaygo.com
cruzavo.com
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