PHP APPLICATIONSAPEXPAYGO · PAYROLL SAASCRUZAVO · CROSS-BORDER FREIGHTPOWERED BY CLAUDE HAIKUBUILT BY PINNACLE HORIZON PARTNERS PHP APPLICATIONSAPEXPAYGO · PAYROLL SAASCRUZAVO · CROSS-BORDER FREIGHTPOWERED BY CLAUDE HAIKUBUILT BY PINNACLE HORIZON PARTNERS
Get started
LIVE PRODUCTS, BUILT BY PHP

Software, built by people who do the work.

Beyond advisory — PHP builds the AI-powered financial applications SMEs actually need, on infrastructure powered by Claude Haiku and the same expertise we bring to every engagement.

SEE THEM IN ACTION

ApexPayGo & Cruzavo, in under a minute.

Both applications run on AI infrastructure powered by Claude Haiku. Press play, with sound on.

● LIVE IN CANADA · EXPANDING MULTI-COUNTRY

ApexPayGo

Payroll, without the headache — built as a multi-country platform from day one. Live today in Canada with automated CRA/provincial compliance and T4/RL-1 slip generation, with NICO, your AI assistant, in French, English, or Spanish. Additional countries are next on the roadmap.

7-day free trial. No credit card required.

◈ ApexPayGo
NICO: Your T4 slips for 2026 are ready to generate. Want me to run them now?
Payroll run — Sep 2026Ready
CRA rates applied2026
T4 / RL-1 slipsAuto-generated
LanguageEN / FR / ES
01

Multi-country by design

Built to run payroll across jurisdictions — live in Canada today, expanding to more countries next.

02

Automated compliance

Runs on current CRA and provincial tax rates in Canada — no manual rate updates.

03

Tax slip generation

T4 and RL-1 slips generated automatically at year-end.

04

NICO, your AI assistant

Powered by Claude Haiku, NICO answers payroll questions inside the platform, in French, English, or Spanish.

● LIVE · POS FOR MARKET STALLS & FOOD VENDORS

Tilly

Run your stall from your phone. Tilly is the simple all-in-one POS — record sales, manage products, track costs, reconcile the cash drawer, and see your numbers. No hardware, no fuss.

Free to start — no card required.

▤ Tilly
Today: 42 sales · $618 taken · float reconciled.
Cash drawerReconciled
Products trackedUnlimited
Kitchen ticketsEnabled
PlanPro — $4.99/mo
01

Sell in seconds

Tap products, take cash, card, or transfer, and record every sale.

02

Know your numbers

Sales, costs, and profit by day, week, or month — at a glance.

03

Run the till

Opening float, cash in/out, and expected balance, always reconciled.

04

Simple pricing

Free up to 5 products. Pro at $4.99/mo. Pro Plus at $8.99/mo with kitchen display and forecasting.

● COMING SOON · CROSS-BORDER FREIGHT · US · MX · CA

Cruzavo

Cross-border freight, one platform. Cruzavo manages the whole move, from cross-territory trucking through to ocean freight, across the US, Mexico and Canada, with SAT-ready CFDI invoicing and an AI assistant powered by Claude Haiku.

Pre-launch. Pricing to be announced.

⇄ Cruzavo
AI: Shipment planned in 4 legs, from truck pickup to ocean freight.
Truck pickup · QuerétaroPlanned
Border crossing · MX → USPlanned
Ocean freightPlanned
CFDI facturaSAT-ready
01

Truck to ship

Every leg of the move, from cross-territory trucking to ocean freight, in one place.

02

Three countries

Built for shipments across the United States, Mexico and Canada.

03

CFDI invoicing

Facturas stamped and sent to SAT from inside the app for Mexican clients, purchased as you need them.

04

AI on Claude Haiku

A built-in AI assistant, with AI credits that grow with each subscription tier.

Next up: a finance application

ApexPayGo, Tilly and Cruzavo are the first three of a growing suite of applications PHP is building for SMEs. A fourth, focused on finance, is next. Each one is built the same way: real infrastructure, not a demo.

[ FINANCE APPLICATION — IN DEVELOPMENT ]

Want an application built for your business?

Talk to us